If you’ve been injured on the job in New Jersey, you may be entitled to benefits through the state’s workers’ compensation system. Designed to protect both employees and employers, workers’ comp provides medical treatment, wage replacement, and disability benefits for work-related injuries and illnesses. But navigating the system can be overwhelming—especially when you’re trying to recover physically and financially.
What Is Workers’ Compensation?
Workers’ compensation is a no-fault insurance program mandated by the State of New Jersey. Nearly all employers are required to carry this coverage. If you are injured or become ill due to your job duties, workers’ comp provides essential benefits without the need to prove employer negligence.
Key benefits include:
- All reasonable and necessary medical treatment
- Temporary disability payments while you are unable to work
- Permanent partial or total disability benefits
- Death benefits for dependents of workers who die as a result of a job-related injury or illness
Common Workplace Injuries Covered
Workers’ compensation covers a wide range of job-related injuries and illnesses, including:
- Slip and fall injuries
- Back injuries from lifting or repetitive tasks
- Exposure to toxic chemicals or hazardous substances
- Machine-related accidents
- Construction-related injuries
- Occupational diseases such as hearing loss or respiratory issues
Even if your injury seems minor, it’s important to report it promptly and seek medical care. Delays can jeopardize your claim.
What to Do If You’re Injured on the Job
- Report the Injury: Notify your supervisor or HR department immediately. This must be done within 90 days.
- Seek Medical Attention: Your employer may require you to see a specific doctor or network provider.
- File a Claim: If benefits are denied or delayed, you can file a claim petition or application for an informal hearing with the Division of Workers’ Compensation.
- Consult an Attorney: Insurance companies don’t always act in your best interest. Legal representation ensures your rights are protected and you receive the full benefits you’re owed.
Why Claims Get Denied
Unfortunately, legitimate workers’ compensation claims are sometimes denied due to:
- Disputes over whether the injury is work-related
- Allegations of pre-existing conditions
- Delays in reporting the injury
- Failure to follow medical advice
If your claim is denied, don’t give up. An experienced attorney can help you appeal the decision and fight for the benefits you deserve.
Why Choose ASK LAW FIRM LLC?
ASK Law Firm LLC has decades of experience representing injured workers throughout New Jersey. With offices in Hackensack and Woodbridge, we have helped clients secure medical care, disability benefits, and fair compensation when they needed it most.
We can help you with:
- Filing your initial claim
- Challenging a denied claim or terminated benefits
- Pursuing additional compensation through third-party lawsuits
- Negotiating lump-sum settlements
We work on a contingency fee basis—you don’t pay unless we secure benefits or compensation for you.
Learn more about your rights by visiting our workers’ compensation lawyer Middlesex County NJ page.
Contact ASK LAW FIRM LLC Today
We offer free consultations and are ready to fight for your rights and recovery. Don’t let the system or your employer take advantage of you. Let our experienced legal team be your advocate.
- Hackensack Office: 15 Warren St #20, Hackensack, NJ 07601
- Woodbridge Office: 1460 US-9 Suite 301, Woodbridge, NJ 07095
ASK Law Firm LLC: Defending New Jersey’s workforce with trusted legal support.
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